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Great Tips for Financial Savings

By Jessie Wilkens on April 10, 2013 in UK Investments

For many people, the idea of saving is a dream that never comes true. How can you save when you can barely make ends meet? Here, the Daily Mail offers ten tips to cut costs and put the extra money into your retirement fund. Here are four of them to get started.

  1. Give up smoking. If you smoke ten cigarettes a day and give them up, you’ll find yourself with an extra £1,369 at the end of the year. Put this into your retirement fund every year for thirty years and you’ll have £116,273 invested.
  2. Switch your home loan.  As the Daily Mail explains, “If you are on a typical standard variable rate of 4.75?per cent you could save £157 a month, or £1,884 a year, by switching to the Norwich & Peterborough deal, according to figures from brokers London & Country.”
  3. Cancel your pay TV. While you won’t save a fortune this way, you can save someone between £30 and £50 a month. Over twenty years, that would be a savings of £15,218.
  4. Cut out the coffee. If you’re someone who enjoys store-bought coffees, you can really start saving today. Were you to spend £7 a day on coffee, you could save £1,645 over the 47 week work year.

In addition, for those who want to make extra money through investing, it might be worth consulting a commodity trading advisor who can give professional counseling on specific trading matters.

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